Why Pay 30%
Interest per month- 100% Online
- Quick Approval
- No Hidden Charges
How to works?
Download
App/Visit Website
Fill Simple
Application
Get Instant
Approval
Receive Loan
in Your Account
Instant Approval
Get Funds in minutes
Low Interest Rate
Just 5.5% per month
Minimal Documents
Simple & Easy Process
Direct Disbursal
Money in your account
Thank you for
1 Million
Downloads
A million of you trusted Instant Mudra with your money moments — emergencies, celebrations, and everything in between. Here's to the next million.
Instant
Approval
Flexible
Amount
Secure &
Reliable
Instant
Support
Why thousands choose Instant Mudra
Fast Loan Approval
Get your loan approved quickly with a seamless digital process, ensuring faster access to funds whenever you need them.
Affordable Interest Rates
Enjoy competitive interest rates with transparent pricing and no hidden charges, making borrowing more affordable.
24×7 Customer Support
Our dedicated support team is available around the clock to answer your questions and assist you at every step.
Safe & Secure
Your personal information and transactions are protected with advanced encryption and industry-standard security measures.
Making Personal Loans faster, simpler & more accessible
Instant Mudra, a digital lending application owned by Chintamani Finlease Limited, is one of the fastest-growing Non-Banking Financial Companies (NBFCs) for Personal loans.
- RBI Guidelines Compliant
- Safe & Secure Transactions
- Transparent Internet Rates
- Dedicated Customer Support
Our Promise
- Fast Approval
- Minimal Documents
- Instant Disbursal
- Complete Transparency
Our Promise
- Fast Approval
- Minimal Documents
- Instant Disbursal
- Complete Transparency
Simple personal loans with a clear Digital Journey
Instant Mudra lets you apply for a personal loan without visiting a branch or filling out paper forms. From eligibility check to disbursement, every step happens inside the app — transparent, fast, and fully digital.
Instant Eligibility Check
Know your loan limit in under 60 seconds with a soft credit pull that doesn't affect your score.
100% Paperless KYC
Aadhaar-based eKYC and DigiLocker integration mean zero physical document submission.
Direct Bank Transfer
Approved funds are transferred directly to your registered bank account via IMPS or NEFT.
Get your loan in 4 Simple Steps
Download App
Install the Instant Mudra app from Play Store or App Store.
Register Yourself
Enter your mobile number and complete quick registration.
Upload Documents
Upload your KYC and income documents securely.
Get Instant Approval
Get your loan approved and amount transferred to your bank account.
Build better habits
with less effort
Track what matters, stay organized, and improve at your own pace.
Scan the QR code to
download the app
Hear what our global
Clients Say
My experience with Instant Mudra is too good staff named Kanika helped me alot to get the amount disbursement, would like to suggest this app to get short term loan in same day credit without any hassle.
Kritika Mishra
I Am Very Satisfied With Instant Mudra, As It Helped Me To Improve My Cibil Score. And Gives The Opportunity To Get The Loan In Very Minimal Documents.
Tripti Bhandari
Staff Is Very Polite And With Their Customer. And If Any Issue In Payment, Team Also Co-operate With Them And Understand The Situation And Support.
Shristhi Tanvar
Frequently Asked Questions
What is an Instant Personal Loan?
An Instant Personal Loan is a quick and easy loan offered without collateral. With Instant Mudra, you can borrow between ₹3,000 and ₹30,000 at a low interest rate.
What is the repayment tenure?
Repayment tenure ranges from 15 to 30 days, depending on the loan amount and your preference.
Are there any processing fees?
Yes, a small processing fee (up to 15%) is charged and clearly disclosed during the application process.